Health Insurance for International Students

Health Insurance for International Students
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United Health is mandatory for all international students

Due to the extremely high cost of healthcare in the United States and concern for student's wellbeing, health insurance is mandatory for all international undergraduate and graduate students.  All undergraduate students are required to purchase the UnitedHealthcare medical insurance plan offered by Saint Mary's, regardless of pre-existing insurance coverage.  Graduate and professional students will have the option to waive out of the UnitedHealthcare plan if they have an existing, U.S.-based medical insurance plan that is comparable to the Saint Mary's plan.

Cost Overview for 2024-2025

UnitedHealthcare will provide major and minor medical services in the event of illness or an accident.  UnitedHealthcare provides coverage for sickness and accidents only, and does not provide dental or vision coverage. 

Undergraduate Student Cost & Billing Cycle

$2,465 USD will be billed during the student's first semester at Saint Mary's and during each fall semester after that.

Coverage Dates

For students beginning in Fall: August 01 to July 31
For students beginning in Spring: February 01 to July 31

Graduate & Professional Students Cost & Billing Cycle

$4,019 USD will be billed during the student's first term at Saint Mary's and during each fall semester or autumn quarter after that.

Coverage Dates

For students beginning in Summer: July 01 to June 30
For students beginning in Autumn: October 01 to June 30
For students beginning in Winter: January 01 to June 30
For students beginning in Spring: April 01 to June 30

Medical Insurance Card

UnitedHealthcare will not mail physical insurance cards, so students are encouraged to create an account with the UnitedHealthcare Student Resources Portal to access their ID card, benefits and claims.

Alumni & Other Health Insurance Options

United Health will not insure any alumni who are no longer enrolled in classes at Saint Mary's.  If you have graduated and wish to continue coverage with United Health, you will need to contact them directly to inquire about their individual insurance policies.  Alumni are also eligible to enroll in an insurance policy offered by their employer.  Otherwise, alumni can choose to purchase health insurance through any provider that has a policy to fit their needs.